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in february 2015 in north carolina, a 26-year-oldmother of four children was one of three winners of a huge powerball jackpot - totaling $564million dollars. the chances of that happening were one in 175 million. so how does the lotterywork? and what should you do if you win? well, in america, only 44 states have lotteries,plus the district of columbia, puerto rico and the u.s. virgin islands. the other usstates exclude themselves for various reasons,

car hire york uk, like religious objections or, in nevada’scase, the fact that they already have other gambling agencies. lotteries are mostly government-run,and state officials use part of the proceeds towards funding things like education. acrossthe country, lottery sales totalled 70 billion dollars for the year 2014.

so what happens if you actually win big inthe lottery? after signing your ticket, make sure to get a photo and video of yourselfwith it. then, usually there is a number you can call to identify yourself as the winner.however, you don’t have to come in to claim the prize just yet. depending on the lotteryand the state you’re in, sometimes you have up to a year to claim the prize. in fact, financial advisors usually recommendthat you wait. before you claim the prize, you need to have a few things figured out.do you want the annuity prize or the cash lump sum? what are you going to say to thepress? do you want to remain anonymous, and is it even possible in your state? find alawyer or a certified financial planner - or

both, and possibly a press agent to help youfigure out the details. if you win the lottery, you can be offeredthe annuity prize or the “cash” prize. the annuity is listed at a higher face value,because it’s invested in safe bonds, and the prize money is released to you over time.however, most people take the cash lump sum amount. on paper, it seems drastically lowerthan the annuity prize, but most people think they can invest the money themselves and makea higher overall profit. usually, taxes hit lotto-winners hard. theirs alone can take away up to 40% of the prize money. then, you can face an additional statetax. mega millions reports that only about half a dozen states don’t tax lottery winnings.if you live in new york city, you may be paying

one of the highest state taxes on lotto winningsat around 13%. in 2012, the odds were lowered for the majorstate lotteries, and jackpots have been climbing to astronomical levels. the largest jackpotever won in us history was in 2012, at $656 million dollars. but before you start buyingtons of lottery tickets -- just remember that the odds of getting struck by lightning aremuch, much higher.. america has a rich history of people huntingfor treasure in one way or another. on our brand new show seeker, i tell the story ofhow one of the greatest treasure hunters of all time got a lot more than he was expecting,and his life took a nasty turn. / / this new show is just getting started, so please clickhere to subscribe, and you’ll be the first

to hear every single new story. thanks!